Shore Club, Miami Beach oceanfront condo architecture—landmark address of luxury and ultra luxury condos; preconstruction.
Shore Club, Miami Beach oceanfront condo architecture—landmark address of luxury and ultra luxury condos; preconstruction.

Miami Beach Flood Zones, Elevation Certificates, and the New Florida Disclosure Era

For South Florida’s oceanfront buyers, flood risk is less about alarm and more about precision. This guide explains where to verify a property’s FEMA flood zone, why Elevation Certificates matter, how to read storm-surge and sea-level layers, and what Florida’s new flood disclosure rules mean at contract time.

Fisher Island luxury oceanfront condos near Miami Beach with private beaches and panoramic skyline views.
Fisher Island luxury oceanfront condos near Miami Beach with private beaches and panoramic skyline views.

Ocean Reef Club vs Fisher Island: Choosing South Florida’s Most Private Lifestyle

Two of Florida’s most controlled-access enclaves deliver radically different versions of privacy: a 2,500-acre Keys campus built around boating, golf, and aviation, versus a ferry-served island minutes from Miami Beach. This MILLION Luxury guide compares access, amenities, membership economics that are publicly disclosed, and what today’s pricing signals can and cannot tell you.

The Ritz‑Carlton South Beach sunrise skyline over Miami Beach—oceanfront landmark amid luxury and ultra luxury condos; resale.
The Ritz‑Carlton South Beach sunrise skyline over Miami Beach—oceanfront landmark amid luxury and ultra luxury condos; resale.

The Waterfront Premium: Luxury, Risk, and Reality for South Florida Buyers

Waterfront real estate still commands an outsized premium, but the modern luxury buyer underwrites more than the view. Scarcity and lifestyle demand continue to elevate pricing, while climate exposure, insurance volatility, and disaster-driven liquidity shocks increasingly shape what is truly “best-in-class.” This MILLION Luxury editorial outlines how to evaluate ocean and bayfront ownership through a disciplined, total-cost lens without losing sight of the lifestyle dividend that makes shoreline addresses endure.

Shore Club, Miami Beach oceanfront condo architecture—landmark address of luxury and ultra luxury condos; preconstruction.
Shore Club, Miami Beach oceanfront condo architecture—landmark address of luxury and ultra luxury condos; preconstruction.

The Final Walk-Through for a New Construction Condo in South Florida: A Luxury Buyer’s Checklist

A refined final walk-through is less about “finding flaws” and more about confirming the residence you contracted for is the residence you are taking title to. For South Florida condo buyers, that means testing the unit like a systems check, documenting finishes with a practiced eye, and aligning what is “your unit” versus what the association maintains. This MILLION Luxury guide translates the standard blue-tape walk-through and punch-list process into a condo-specific, closing-ready approach.

The Delmore, Surfside Miami daylight pool beside sculpted architecture—oceanfront haven of luxury and ultra luxury condos; preconstruction.
The Delmore, Surfside Miami daylight pool beside sculpted architecture—oceanfront haven of luxury and ultra luxury condos; preconstruction.

Top 5 Boutique Ultra-Luxury Condos in Miami Beach and Surfside for 2026

In Miami-beach and Surfside, the most coveted addresses are increasingly defined by what they are not: not sprawling towers, not anonymous lobbies, not interchangeable amenity decks. The 2026 conversation centers on boutique scale, Oceanfront scarcity, and hospitality-grade service models that treat a residence like a private suite with permanence.

ALINA Residences, Boca Raton balcony over golf course and skyline—South Florida luxury and ultra luxury condos; active resale.
ALINA Residences, Boca Raton balcony over golf course and skyline—South Florida luxury and ultra luxury condos; active resale.

High-Floor vs Low-Floor Condos in South Florida: A Buyer’s Decision Guide

In South Florida’s luxury condo market, floor level is less a status signal than a lifestyle choice. This MILLION Luxury guide breaks down the real tradeoffs between high-floors, low-floors, and the often-overlooked middle floor sweet spot.

About Us

MILLION is a luxury real estate boutique specializing in South Florida's most exclusive properties. We serve discerning clients with discretion, personalized service, and the refined excellence that defines modern luxury.