The Ritz‑Carlton South Beach sunrise skyline over Miami Beach—oceanfront landmark amid luxury and ultra luxury condos; resale.
The Ritz‑Carlton South Beach sunrise skyline over Miami Beach—oceanfront landmark amid luxury and ultra luxury condos; resale.

Luxury Condo Due Diligence in Miami Beach: Reserves, Insurance, and the Real Cost of Ownership

In South Florida, the most consequential line items in a luxury condo purchase often live behind the lobby doors: the association’s reserves, insurance posture, and governance record. This MILLION Luxury guide outlines how sophisticated buyers evaluate budgets, reserve studies, delinquencies, lender eligibility, and Florida’s post-Surfside inspection regime to protect both lifestyle and long-term resale liquidity.

Shore Club, Miami Beach oceanfront condo architecture—landmark address of luxury and ultra luxury condos; preconstruction.
Shore Club, Miami Beach oceanfront condo architecture—landmark address of luxury and ultra luxury condos; preconstruction.

Aman Miami Beach: Preservation, Precision, and a New Benchmark in the Faena District

Aman’s planned Miami Beach debut combines the restoration of the 1940 Versailles Hotel with a new Kengo Kuma designed residential tower, bringing a rare 22-residence, 56-key hotel program to an oceanfront address in the Faena District.

The Ritz‑Carlton South Beach sunrise skyline over Miami Beach—oceanfront landmark amid luxury and ultra luxury condos; resale.
The Ritz‑Carlton South Beach sunrise skyline over Miami Beach—oceanfront landmark amid luxury and ultra luxury condos; resale.

Flipping vs. Buy-and-Hold in South Florida Luxury: The 2026 Smart Luxury Playbook

Luxury real estate in South Florida is moving from the pandemic-era sprint to a more measured, analytical cycle. For investors and second-home buyers, the most reliable wins increasingly come from disciplined underwriting, tax-aware holding periods, and best-in-class assets that remain liquid even when the broader market slows.

Boca Raton, Florida oceanfront aerial with beaches and inlets, showcasing luxury and ultra luxury condos; desirable preconstruction and resale zone.
Boca Raton, Florida oceanfront aerial with beaches and inlets, showcasing luxury and ultra luxury condos; desirable preconstruction and resale zone.

Top 5 Waterfront Addresses That Signal South Florida Luxury

From Art Deco oceanfront glamour to Intracoastal composure, South Florida’s most coveted addresses share one trait: they make water feel like private infrastructure. This guide ranks five streets and corridors that anchor high-end buyer demand, then translates the nuances into practical guidance for residence selection, lifestyle fit, and long-term positioning.

Vita at Grove Isle, Coconut Grove, Miami marina view on Biscayne Bay—waterfront luxury and ultra luxury condos; exclusive preconstruction.
Vita at Grove Isle, Coconut Grove, Miami marina view on Biscayne Bay—waterfront luxury and ultra luxury condos; exclusive preconstruction.

Key Biscayne Waterfront Condos: A Discreet Luxury Buyer’s Guide

Key Biscayne’s waterfront condominium market blends true island privacy with Miami’s global liquidity. Here is how sophisticated buyers evaluate pricing, buildings, schools, boating access, and climate risk before committing capital.

The Residences at 1428 Brickell bayfront penthouse at sunset—Brickell, Miami; sky‑high luxury and ultra luxury condos; preconstruction.
The Residences at 1428 Brickell bayfront penthouse at sunset—Brickell, Miami; sky‑high luxury and ultra luxury condos; preconstruction.

Luxury vs Ultra-Luxury in South Florida: What Really Changes From $5M to $20M

In South Florida, the leap from luxury to ultra-luxury is less about square footage and more about an integrated lifestyle: systems-level technology, privacy infrastructure, wellness programming, and architecture that reads as a one-off. Here is how buyers can evaluate the difference with precision across Miami Beach, Brickell, and the oceanfront corridor.

About Us

MILLION is a luxury real estate boutique specializing in South Florida's most exclusive properties. We serve discerning clients with discretion, personalized service, and the refined excellence that defines modern luxury.