Bal Harbour & Surfside: The Surf Club Four Seasons vs. The St. Regis Residences — Services, Privacy & Beach Access Compared

A discreet, side-by-side guide to two of Miami’s coveted oceanfront addresses—The Surf Club Four Seasons in Surfside and The St. Regis Bal Harbour—framing what drives UHNW choices: service culture, privacy, beach setup, residences, and hold value. One brings boutique, heritage-rich calm with Four Seasons’ anticipatory touch; the other offers resort scale, butler ritual, and family programs. Both sit on prime sand by Bal Harbour Shops and Surfside’s walk. Focus on cadence, key count, views, and liquidity—then choose the strand that fits your days, guests, and plans now and later.