The Residences at 1428 Brickell bayfront penthouse at sunset—Brickell, Miami; sky‑high luxury and ultra luxury condos; preconstruction.
The Residences at 1428 Brickell bayfront penthouse at sunset—Brickell, Miami; sky‑high luxury and ultra luxury condos; preconstruction.

Florida Insurance for Luxury New Construction: Wind, Flood, and What Really Drives Premiums

In South Florida, even pristine new-construction homes and condo residences must be underwritten for wind and flood realities. Premiums are rarely just about replacement cost. Carriers look at exposure, resilience, and how a property will be managed over time, from roof and envelope details to claims prevention, deductibles, and documentation. This guide explains the premium drivers most relevant to high-value buyers in Miami-beach, Brickell, and Fort-lauderdale, and outlines a closing-ready approach for securing coverage with fewer surprises.

Aman Residences Miami Beach ultra luxury oceanfront highrise condos at sunset, highlighting resort-style preconstruction residences with glowing sky and panoramic waterfront views.
Aman Residences Miami Beach ultra luxury oceanfront highrise condos at sunset, highlighting resort-style preconstruction residences with glowing sky and panoramic waterfront views.

Ritz-Carlton Residences Miami Beach vs. Eighty Seven Park: Tranquility, Design, and Boutique Coastal Living

In the upper tier of Miami’s coastal market, the decision is often less about square footage and more about how you want your days to feel. This comparison frames Ritz-Carlton Residences Miami Beach against Eighty Seven Park through the lenses that matter to privacy-minded buyers: arrival experience, service expectations, architectural tone, and the rhythm of waterfront living. Rather than fixating on specs that vary by unit and change over time, we outline a practical, lifestyle-first checklist to help you tour with intent and choose with confidence.

The Perigon Miami Beach oceanfront condo at sunset, glass tower over the Atlantic—Miami Beach luxury and ultra luxury condos, preconstruction.
The Perigon Miami Beach oceanfront condo at sunset, glass tower over the Atlantic—Miami Beach luxury and ultra luxury condos, preconstruction.

Miami Beach New Construction Oceanfront Condos: A Discreet Buyer Guide

Buying a new construction oceanfront condo in Miami Beach is as much about risk management as it is about lifestyle. The right decision starts with clarifying what “oceanfront” truly means, then stress-testing the building’s governance, long-term operating costs, and day-to-day livability. This guide outlines the questions sophisticated buyers ask early: view protection, coastal resilience, privacy, rental and occupancy rules, deposit structure, closing readiness, and how to compare pre-construction to newly delivered inventory. Use it as a framework before you commit.

Scenic waterway in Coral Gables, Florida, sunny and lined with palms—high‑end area for luxury and ultra luxury condos, offering preconstruction and resale.
Scenic waterway in Coral Gables, Florida, sunny and lined with palms—high‑end area for luxury and ultra luxury condos, offering preconstruction and resale.

Florida Homestead Exemption for Luxury Homeowners

For buyers of Florida luxury real estate, the Homestead Exemption is far more than a line item on a closing statement. It is a constitutional framework that reduces the taxable value of a primary residence, caps how quickly that taxable value can rise, and provides unusually strong creditor protection for the home itself. For Oceanfront penthouses, bayfront estates and high value single-family-homes in markets like Miami-beach and Sunny-isles, mastering the homestead rules can materially improve long term after tax returns and preserve family wealth.

Miami, Florida sunset skyline reflected on Biscayne Bay—central hub for luxury and ultra luxury condos; preconstruction and resale.
Miami, Florida sunset skyline reflected on Biscayne Bay—central hub for luxury and ultra luxury condos; preconstruction and resale.

Miami vs New York vs Los Angeles: Luxury Real Estate Value Comparison

MILLION Luxury compares Miami, New York and Los Angeles through a value focused lens for ultra affluent buyers. Rather than chasing headlines, we examine price per square foot, space for the dollar, daily lifestyle, architecture, amenities, tax climate and exit liquidity. The result is a grounded framework that clarifies how each city rewards capital differently. For South Florida based clients considering a Manhattan pied a terre, a Los Angeles estate or a deeper commitment to Miami, this guide helps align budget, lifestyle and long term strategy.

The Perigon Miami Beach modern waterfront architecture rising on the beach—Miami Beach luxury and ultra luxury condos, preconstruction.
The Perigon Miami Beach modern waterfront architecture rising on the beach—Miami Beach luxury and ultra luxury condos, preconstruction.

The Perigon Miami Beach Condos: Buyer Guide

The Perigon Miami Beach is a 17-story ultra-luxury Oceanfront condominium rising between the Atlantic and Indian Creek, with about 73 expansive residences, deep terraces and immersive gardens. Designed by OMA with interiors by Tara Bernerd & Partners, the tower pairs Boutique scale with a services and amenity program that rivals top resorts. This buyer guide outlines the architecture, floor plans, finishes, amenities, services, location and market positioning to help purchasers decide whether this rare Pre-construction opportunity on Miami-beach aligns with their lifestyle and portfolio goals.

About Us

MILLION is a luxury real estate boutique specializing in South Florida's most exclusive properties. We serve discerning clients with discretion, personalized service, and the refined excellence that defines modern luxury.