How Foreign Buyers Can Finance Luxury Properties in Florida

Florida has become a global hub for high end property, attracting international buyers to Miami, Sunny Isles Beach, Palm Beach and beyond. While many foreign buyers assume that cash is the only realistic option, sophisticated mortgage programs, from foreign national and DSCR loans to developer backed structures, mean that financing is both attainable and strategically attractive. With the right preparation, documentation and advisory team, global buyers can use leverage to secure Florida luxury real estate while preserving liquidity and managing currency and tax considerations.

Pre-Construction Buying Tips for International Buyers Investing in South Florida

South Florida continues to attract international capital to its ultra-luxury condo pipeline thanks to tax advantages, world-class amenities, and global connectivity. For overseas buyers, purchasing during pre-construction can lock in early pricing, preferred lines, and customization while a seasoned local team manages risk and process. This guide distills how deposits and escrow work, what to look for in a developer and branded partners, how foreign national financing and FIRPTA apply, and the lifestyle and exit considerations that keep prime addresses in Miami, Miami Beach, and Sunny Isles Beach in enduring demand.