The Perigon Miami Beach beachfront bedroom interior with floor‑to‑ceiling glass—oceanfront luxury and ultra luxury condos; preconstruction.
The Perigon Miami Beach beachfront bedroom interior with floor‑to‑ceiling glass—oceanfront luxury and ultra luxury condos; preconstruction.

Miami Ultra-Luxury Real Estate: Why Demand Holds Even With 6.7% Mortgages

Despite mortgage rates that remain elevated by recent-historical standards, Miami-Dade’s ultra-luxury market continues to behave like a distinct asset class: cash-heavy, supply-constrained, and increasingly defined by trophy-level price discovery. From record-setting penthouse trades to resilient pricing metrics in the $2M-plus condo segment, today’s buyers are less focused on rate cycles and more focused on scarcity, quality, and lifestyle optionality across Miami-beach and beyond.

The Ritz‑Carlton South Beach sunrise skyline over Miami Beach—oceanfront landmark amid luxury and ultra luxury condos; resale.
The Ritz‑Carlton South Beach sunrise skyline over Miami Beach—oceanfront landmark amid luxury and ultra luxury condos; resale.

South Florida Luxury Real Estate in 2026: A Buyer’s Guide to Scarcity, Negotiation, and Next-Gen Towers

As Florida enters 2026, the broad housing market looks steadier, while the condo segment shows a clearer buyer advantage driven by elevated inventory. For luxury buyers, this is not a contradiction. It is a sorting mechanism: older condo product faces higher friction from safety and reserve funding pressures, while irreplaceable waterfront, branded residences, and landmark land plays continue to command attention. This guide frames what is actually moving, what is negotiating, and how to underwrite a purchase when the market is no longer one-speed.

Bay view of Coral Gables waterfront luxury homes—prime South Florida zone near luxury and ultra luxury condos, with preconstruction and resale activity.
Bay view of Coral Gables waterfront luxury homes—prime South Florida zone near luxury and ultra luxury condos, with preconstruction and resale activity.

Top 10 Ultra-Luxury Neighborhoods and Enclaves in South Florida and Naples

From guarded islands in Biscayne Bay to Naples’ most storied waterfront blocks, these are the addresses that define Florida’s top tier.

South of Fifth, Miami Beach skyline aerial with ocean and bay—iconic corridor of luxury and ultra luxury condos; preconstruction and resale.
South of Fifth, Miami Beach skyline aerial with ocean and bay—iconic corridor of luxury and ultra luxury condos; preconstruction and resale.

The Luxury Retrofit Playbook: Making Resale Condos Feel New in South Florida

New-construction towers set a relentless benchmark for finishes, tech, and amenities. For South Florida owners and condo boards, the most valuable strategy is not to mimic every new building feature, but to upgrade the moments that buyers actually notice: first impression, daily comfort, and frictionless living. This MILLION Luxury guide outlines the unit-level and building-level improvements that read as modern, protect pricing power, and help Resale inventory compete intelligently with New-construction.

The Ritz‑Carlton South Beach sunrise skyline over Miami Beach—oceanfront landmark amid luxury and ultra luxury condos; resale.
The Ritz‑Carlton South Beach sunrise skyline over Miami Beach—oceanfront landmark amid luxury and ultra luxury condos; resale.

The Great Wealth Transfer Meets South Florida: Why Ultra-Luxury Real Estate Is Becoming the New Family Balance Sheet

As trillions in inherited capital move into the hands of millennials and Gen X, the most coveted addresses are being treated less like purchases and more like intergenerational strategies. For South Florida buyers, the next decade will reward clarity: how cash reshapes negotiations, why supply stays tight, and what ownership structures can preserve optionality across generations.

ORA by Casa Tua, Brickell Miami poolside lounge at sunset—resort amenities for luxury and ultra luxury condos; preconstruction.
ORA by Casa Tua, Brickell Miami poolside lounge at sunset—resort amenities for luxury and ultra luxury condos; preconstruction.

Top 5 Iconic Rooftop Amenities and Pool Decks in Greater Miami Luxury Condos

From Brickell’s sky-high social decks to Miami Beach’s wellness-first resorts and Sunny-isles oceanfront pool programs, Greater Miami’s best buildings treat water as architecture: a curated, private extension of the residence. Below, MILLION Luxury spotlights five addresses whose signature amenities have become part of their identity, then breaks down what discerning buyers should look for when the pool deck is more than a perk.

About Us

MILLION is a luxury real estate boutique specializing in South Florida's most exclusive properties. We serve discerning clients with discretion, personalized service, and the refined excellence that defines modern luxury.