Miami Pre-Construction Deposit Structures: Typical Schedules and Strategy

Miami's luxury pre-construction market runs on staged deposits that function both as construction capital for developers and as strategic tools for global buyers. Rather than a single down payment at closing, high profile towers in Downtown, Brickell and across the coastline rely on 30-50% deposits spread over several years. Understanding how these schedules are structured, how escrow operates under Florida law and where there is room to negotiate timing or percentages is essential for anyone wiring seven or eight figures into a tower that is still on the drawing board.

Financing Options for International Buyers in Miami New Construction

International capital plays an outsized role in Miami’s New-construction market, yet financing a residence as a non U.S. buyer follows different rules. This guide outlines how foreign nationals can prepare documentation, work with U.S. and global banks, manage Pre-construction deposit schedules and explore alternatives such as DSCR and private loans, while coordinating tax, legal and ownership structures for long term efficiency.