TCO vs CO in Miami New Developments: Move-In Timing Explained

Buying into a New-construction or Pre-construction tower in Miami means planning around the moment the city clears your building for move in. This article demystifies the Temporary Certificate of Occupancy (TCO) and the final Certificate of Occupancy (CO) in the context of high end condominiums, explains how each approval affects closings, financing, amenities and day to day living, and offers a practical framework for deciding whether to move in at TCO or wait patiently for the final CO.