Bentley Residences Sunny Isles apartment interior with ocean view in Sunny Isles Beach; luxury and ultra luxury condos, preconstruction, coastal living.
Bentley Residences Sunny Isles apartment interior with ocean view in Sunny Isles Beach; luxury and ultra luxury condos, preconstruction, coastal living.

Assessing The Hurricane Deductible And Master Policy Insurance Landscape For Sunny Isles Condominiums

For Sunny Isles condominium owners and buyers, the most consequential line items are often the least photogenic: hurricane deductibles, master policy terms, and the practical gaps between what a building insures and what an individual must carry. This MILLION Luxury editorial clarifies how these moving parts typically interact, what boards and managers look for during renewals, and how to underwrite your own exposure before you sign a contract or renew a loan.

Sunny Isles Beach, Miami‑Dade skyline over sandy beach and Atlantic, prime corridor of luxury and ultra luxury condos; preconstruction and resale. Featuring coastal, city, and beachview.
Sunny Isles Beach, Miami‑Dade skyline over sandy beach and Atlantic, prime corridor of luxury and ultra luxury condos; preconstruction and resale. Featuring coastal, city, and beachview.

Location or Brand Name? Branded Condo in a Lesser Area vs. Top Location Without the Brand

In South Florida’s luxury condo universe, “brand” and “address” both command a premium, but they do so in different ways. This editorial compares Miami Beach and Sunny Isles through the lens of liquidity, pricing power, and total cost of ownership, with a buyer-focused framework for underwriting the real value of hospitality-led living.

The Ritz‑Carlton South Beach sunrise skyline over Miami Beach—oceanfront landmark amid luxury and ultra luxury condos; resale.
The Ritz‑Carlton South Beach sunrise skyline over Miami Beach—oceanfront landmark amid luxury and ultra luxury condos; resale.

Does a Starchitect Name Hold Value in South Florida Luxury Condos?

A discreet, buyer-oriented look at when signature architecture translates into real, durable value in South Florida, and when the premium is really about the full lifestyle product.

Scenic waterway in Coral Gables, Florida, sunny and lined with palms—high‑end area for luxury and ultra luxury condos, offering preconstruction and resale.
Scenic waterway in Coral Gables, Florida, sunny and lined with palms—high‑end area for luxury and ultra luxury condos, offering preconstruction and resale.

Florida Homestead Exemption for Luxury Homeowners

For buyers of Florida luxury real estate, the Homestead Exemption is far more than a line item on a closing statement. It is a constitutional framework that reduces the taxable value of a primary residence, caps how quickly that taxable value can rise, and provides unusually strong creditor protection for the home itself. For Oceanfront penthouses, bayfront estates and high value single-family-homes in markets like Miami-beach and Sunny-isles, mastering the homestead rules can materially improve long term after tax returns and preserve family wealth.

About Us

MILLION is a luxury real estate boutique specializing in South Florida's most exclusive properties. We serve discerning clients with discretion, personalized service, and the refined excellence that defines modern luxury.