Brickell, Miami, Florida waterfront skyline and baywalk—vibrant zone of luxury and ultra luxury condos, offering preconstruction and resale.
Brickell, Miami, Florida waterfront skyline and baywalk—vibrant zone of luxury and ultra luxury condos, offering preconstruction and resale.

Top 10 Due Diligence Checks for Buying a Florida Condo in 2026

Post Surfside reforms, tighter insurance, and lender scrutiny have changed what “safe” and “simple” means in Florida condo buying. This buyer oriented guide ranks the 10 checks that protect your deposit, your financing, and your long term carrying costs, with a practical lens for South Florida’s premium waterfront market.

The Ritz‑Carlton South Beach sunrise skyline over Miami Beach—oceanfront landmark amid luxury and ultra luxury condos; resale.
The Ritz‑Carlton South Beach sunrise skyline over Miami Beach—oceanfront landmark amid luxury and ultra luxury condos; resale.

South Florida Luxury Home Insurance in 2026: A Buyer’s Guide to Deductibles, Flood Coverage, and Condo Risk

Florida’s property-insurance story is shifting from pure sticker shock to smarter structuring. For luxury buyers, the decisions now hinge on deductibles, flood strategy, condo master policies, and high-value coverage details that affect real out-of-pocket exposure.

Bay view of Coral Gables waterfront luxury homes—prime South Florida zone near luxury and ultra luxury condos, with preconstruction and resale activity.
Bay view of Coral Gables waterfront luxury homes—prime South Florida zone near luxury and ultra luxury condos, with preconstruction and resale activity.

Top 5 Luxury Custom Home Builders in South Florida

From Miami-Dade waterfront lots to estate acreage in Broward and Palm Beach, South Florida’s most discerning buyers increasingly treat construction as a bespoke service. This guide profiles five notable luxury builders and design-build firms, then translates what their positioning implies for budget, process, and lifestyle fit.

The Residences at 1428 Brickell bayfront penthouse at sunset—Brickell, Miami; sky‑high luxury and ultra luxury condos; preconstruction.
The Residences at 1428 Brickell bayfront penthouse at sunset—Brickell, Miami; sky‑high luxury and ultra luxury condos; preconstruction.

Luxury vs Ultra-Luxury in South Florida: What Really Changes From $5M to $20M

In South Florida, the leap from luxury to ultra-luxury is less about square footage and more about an integrated lifestyle: systems-level technology, privacy infrastructure, wellness programming, and architecture that reads as a one-off. Here is how buyers can evaluate the difference with precision across Miami Beach, Brickell, and the oceanfront corridor.

Lush tropical residence in Coral Gables framed by palms—prestige neighborhood close to luxury and ultra luxury condos; preconstruction and resale.
Lush tropical residence in Coral Gables framed by palms—prestige neighborhood close to luxury and ultra luxury condos; preconstruction and resale.

Wellness-First Luxury Living in Coral Gables: The Village and Ponce Park

In Coral Gables, wellness is no longer an accessory amenity. Two boutique-scale developments, The Village at Coral Gables and Ponce Park, illustrate how health-forward design, social space, and daily ritual are being integrated into the South Florida luxury residential playbook.

Shore Club, Miami Beach oceanfront condo architecture—landmark address of luxury and ultra luxury condos; preconstruction.
Shore Club, Miami Beach oceanfront condo architecture—landmark address of luxury and ultra luxury condos; preconstruction.

The Final Walk-Through for a New Construction Condo in South Florida: A Luxury Buyer’s Checklist

A refined final walk-through is less about “finding flaws” and more about confirming the residence you contracted for is the residence you are taking title to. For South Florida condo buyers, that means testing the unit like a systems check, documenting finishes with a practiced eye, and aligning what is “your unit” versus what the association maintains. This MILLION Luxury guide translates the standard blue-tape walk-through and punch-list process into a condo-specific, closing-ready approach.

About Us

MILLION is a luxury real estate boutique specializing in South Florida's most exclusive properties. We serve discerning clients with discretion, personalized service, and the refined excellence that defines modern luxury.