South of Fifth, Miami Beach skyline view over Biscayne Bay - prime South Beach zone of luxury and ultra luxury condos; preconstruction and resale.
South of Fifth, Miami Beach skyline view over Biscayne Bay - prime South Beach zone of luxury and ultra luxury condos; preconstruction and resale.

Miami Beach vs. Florida Keys: Ultra-Luxury City Living or Private Island Serenity?

In 2025, the luxury conversation in South Florida is less about where prices peaked and more about where terms can be negotiated without compromising lifestyle. Miami Beach is increasingly a two-speed market: trophy assets and best-in-class buildings still command attention, while broader condo inventory and longer selling timelines create real openings for prepared buyers. The Florida Keys, by contrast, remain driven by scarcity and water access, yet even there longer days on market are shifting the tone from urgency to selectivity. For buyers weighing a full-time residence against a second-home retreat, the question is not simply “Beach or Keys?” It is which micro-market matches your preferred rhythm: walkable, amenity-dense city living, or boating-first privacy with a different ownership profile. Below, MILLION Luxury outlines where leverage is showing up, where it is not, and how to underwrite the decision with clear eyes.

Fisher Island luxury oceanfront condos near Miami Beach with private beaches and panoramic skyline views.
Fisher Island luxury oceanfront condos near Miami Beach with private beaches and panoramic skyline views.

Top 5 Private Island Communities in South Florida for Buyers Who Value Controlled Access

A buyer-oriented ranking of South Florida’s most coveted island addresses, with practical guidance on access, governance, and waterfront realities that matter after closing.

Fisher Island, Miami panorama with residential towers and golf course—private‑club lifestyle for luxury and ultra luxury condos; resale favored.
Fisher Island, Miami panorama with residential towers and golf course—private‑club lifestyle for luxury and ultra luxury condos; resale favored.

Star Island vs Fisher Island: Two Miami Enclaves Built on Scarcity

Star Island and Fisher Island sit only minutes apart by water, yet they represent two very different expressions of Miami privacy. One is a road-connected, single-family trophy island with famously scarce inventory; the other operates as a ferry-access, private-club ecosystem with its own ZIP code and national pricing superlatives. For buyers weighing legacy, logistics, and lifestyle, the distinctions matter as much as the views.

Fisher Island, Miami marina framed by skyline and resort architecture—secluded setting of luxury and ultra luxury condos; premier resale opportunities.
Fisher Island, Miami marina framed by skyline and resort architecture—secluded setting of luxury and ultra luxury condos; premier resale opportunities.

Six Fisher Island vs. Palazzo della Luna: Deposits, Timing, and the Price of Scarcity in 33109

On Fisher Island, the decision to buy new versus buy finished is often a decision about time, liquidity, and how much uncertainty you are willing to underwrite. Here is how The Residences at Six Fisher Island and Palazzo della Luna differ in deposit structure, delivery timeline, and buyer leverage, and what those differences mean for ultra-premium purchasing strategy.

Fisher Island luxury oceanfront condos near Miami Beach with private beaches and panoramic skyline views.
Fisher Island luxury oceanfront condos near Miami Beach with private beaches and panoramic skyline views.

Ocean Reef Club vs Fisher Island: Choosing South Florida’s Most Private Lifestyle

Two of Florida’s most controlled-access enclaves deliver radically different versions of privacy: a 2,500-acre Keys campus built around boating, golf, and aviation, versus a ferry-served island minutes from Miami Beach. This MILLION Luxury guide compares access, amenities, membership economics that are publicly disclosed, and what today’s pricing signals can and cannot tell you.

Bentley Residences Sunny Isles penthouse view over Sunny Isles Beach; luxury and ultra luxury condos, preconstruction, elevated ocean and city vistas.
Bentley Residences Sunny Isles penthouse view over Sunny Isles Beach; luxury and ultra luxury condos, preconstruction, elevated ocean and city vistas.

Top 10 Trophy-Home Amenities Redefining South Florida Luxury in 2026

In South Florida’s ultra-luxury market, amenities have become the story, not the footnote. From private tunnels and bowling alleys in Manalapan to car elevators and helipads in Miami towers, today’s top-end buyers are underwriting a new definition of “complete” living, one that merges privacy, entertainment, wellness, and invisible technology.

About Us

MILLION is a luxury real estate boutique specializing in South Florida's most exclusive properties. We serve discerning clients with discretion, personalized service, and the refined excellence that defines modern luxury.