Forte on Flagler penthouse in West Palm Beach featuring an ultra luxury private pool and cityscape views for premium preconstruction condos.
Forte on Flagler penthouse in West Palm Beach featuring an ultra luxury private pool and cityscape views for premium preconstruction condos.

Miami Beach Penthouse vs Palm Beach Estate: Choosing the Right $20M Lifestyle

For ultra-high-net-worth buyers in South Florida, the decision between a Miami-beach penthouse and a Palm-beach estate is less about prestige and more about operating style: service, governance, privacy, land, and how much control you want to keep in your own hands. This editorial breaks down the real tradeoffs, from HOA economics and due diligence to wellness-driven amenities and the emerging “lock-and-leave” logic that’s reshaping trophy demand.

Rivage Bal Harbour view toward Miami Beach skyline and ocean, Bal Harbour, Miami—signature vistas from luxury and ultra luxury condos; preconstruction.
Rivage Bal Harbour view toward Miami Beach skyline and ocean, Bal Harbour, Miami—signature vistas from luxury and ultra luxury condos; preconstruction.

Top 10 Most Expensive Active Home Listings in South Florida Entering 2026

A snapshot of South Florida’s ultra-trophy inventory entering 2026 reveals more than $800 million in combined asking price across the region’s 10 priciest active listings, spanning Indian Creek, Palm Beach, Manalapan, Bal Harbour, and Miami Beach. The ranking underscores a bifurcated luxury landscape: legacy single-family estates engineered for privacy and land value, and rare penthouses built for lock-and-leave altitude with hotel-grade services. Against a backdrop of 361 closed $10M+ sales in 2025 and Florida’s continued dominance in headline luxury transactions, the question for buyers is less about “how high” and more about how each asset expresses security, resilience, and lifestyle with minimal compromise.

The Ritz‑Carlton South Beach sunrise skyline over Miami Beach—oceanfront landmark amid luxury and ultra luxury condos; resale.
The Ritz‑Carlton South Beach sunrise skyline over Miami Beach—oceanfront landmark amid luxury and ultra luxury condos; resale.

What $20 Million Buys in South Florida: A Miami Beach Penthouse vs. a Palm Beach Oceanfront Estate

At $20 million, South Florida’s ultra-luxury market splits into two distinct propositions: Miami Beach’s turnkey, service-forward penthouse lifestyle and Palm Beach’s land-first, privacy-driven estate ownership. Using publicly reported benchmarks, this guide maps what the same budget can look like in the sky versus on the sand, and the hidden ownership considerations sophisticated buyers weigh before choosing their coastline.

West Palm Beach waterfront marina at sunset, yachts and skyline aglow—prime district for luxury and ultra luxury condos; preconstruction and resale.
West Palm Beach waterfront marina at sunset, yachts and skyline aglow—prime district for luxury and ultra luxury condos; preconstruction and resale.

Top 7 Most Exclusive Buildings in Palm Beach Island

A curated look at seven Palm Beach Island condominium addresses where privacy, pedigree, and prime locations converge. From Breakers Row’s resort privileges to 3550 South Ocean’s modern beach ease, we outline what sets each building apart—architecture, services, and lifestyle—so you can decide which address fits your routine.

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MILLION is a luxury real estate boutique specializing in South Florida's most exclusive properties. We serve discerning clients with discretion, personalized service, and the refined excellence that defines modern luxury.