Condo Fees, Reserves, and Special Assessments: A 2026 Due‑Diligence Playbook for South Florida Luxury Buyers

Rising insurance, mandatory structural reserves, and tighter governance rules have shifted the true cost of condo ownership in South Florida. This MILLION Luxury guide explains how milestone inspections and Structural Integrity Reserve Studies reshape monthly budgets, why special assessments hinge on process as much as price, and what disciplined due diligence looks like in today’s luxury resale market.