South Florida Luxury Property Taxes: Millage, Homestead, and Address-Level Carrying Costs

Property taxes in South Florida are rarely a simple percentage of purchase price. For luxury buyers, the real variable is address-level millage, exemptions, and assessment caps that can separate a predictable primary residence from a surprisingly expensive second home. This guide explains how Florida tax bills are built, why Miami-Dade municipalities diverge, and how to model realistic carrying costs before you close.

Save Our Homes, Portability, and the Year-Two Property-Tax Reset: A South Florida Luxury Buyer’s Guide

In South Florida, the most expensive surprise is often not the closing cost, it is the year-two property tax bill. Understanding Florida’s Save Our Homes cap, the homestead exemption, and portability can help luxury buyers and existing owners plan with far more precision, especially in Miami-beach and other high-demand coastal markets.

Miami-Dade Property Taxes for Luxury Buyers: Millage, Homestead, and the True Carrying-Cost Equation

Miami-Dade’s property-tax math is straightforward, but the outcome is not: millage varies by municipality and special districts, exemptions reshape taxable value, and non-tax carrying costs can rival the tax line item.

South Florida Second-Home Playbook: Lifestyle First, Investment-Grade Discipline

A discreet guide for buyers treating a South Florida second home as both sanctuary and balance-sheet asset, with practical underwriting, tax, and rental-use frameworks.

Condo or Villa in South Florida: A Discreet Buyer’s Guide to the True Cost, Control, and Lifestyle

For ultra-premium buyers in South Florida, the condo vs villa decision is less about square footage and more about governance, operating burden, rental flexibility, and tax treatment. This MILLION Luxury guide breaks down what you actually own, what you are obligated to fund, how special assessments can change the math, and why “lock-and-leave” is often the defining luxury. We also outline practical rental and ownership-structure considerations, including IRS personal-use thresholds and FIRPTA, so your lifestyle choice aligns with your investment and compliance priorities.

Why Global Buyers Keep Choosing Miami’s Ultra-Private Second Homes

International demand is no longer a headline in South Florida. It is the operating reality of the new luxury market, especially in condo-forward neighborhoods where service, security, and global brand signals matter as much as views. Here is what is pulling capital to Miami and Miami Beach, why branded residences have become the preferred “lock-and-leave” asset, and what sophisticated buyers should pressure-test before they sign a contract.