HOA Fees in Miami Luxury Condos: How to Compare True Carrying Cost

Miami and Miami Beach luxury condominiums deliver resort-level services, but the HOA fee behind that lifestyle is now one of the highest recurring costs of ownership. For high-rise buildings in Miami Dade, average monthly assessments have climbed to levels that can rival a mortgage payment, and fees in ultra-boutique or hotel-branded towers can be substantially higher. This MILLION Luxury editorial explains what HOA fees actually fund, why they have risen so sharply, how to compare buildings on a cost-per-square-foot basis, and how to translate those numbers into an accurate view of long-term carrying cost.