South of Fifth, Miami Beach skyline view over Biscayne Bay - prime South Beach zone of luxury and ultra luxury condos; preconstruction and resale.
South of Fifth, Miami Beach skyline view over Biscayne Bay - prime South Beach zone of luxury and ultra luxury condos; preconstruction and resale.

Miami Beach vs. Florida Keys: Ultra-Luxury City Living or Private Island Serenity?

In 2025, the luxury conversation in South Florida is less about where prices peaked and more about where terms can be negotiated without compromising lifestyle. Miami Beach is increasingly a two-speed market: trophy assets and best-in-class buildings still command attention, while broader condo inventory and longer selling timelines create real openings for prepared buyers. The Florida Keys, by contrast, remain driven by scarcity and water access, yet even there longer days on market are shifting the tone from urgency to selectivity. For buyers weighing a full-time residence against a second-home retreat, the question is not simply “Beach or Keys?” It is which micro-market matches your preferred rhythm: walkable, amenity-dense city living, or boating-first privacy with a different ownership profile. Below, MILLION Luxury outlines where leverage is showing up, where it is not, and how to underwrite the decision with clear eyes.

South of Fifth, Miami Beach skyline view over Biscayne Bay—prime South Beach zone of luxury and ultra luxury condos; preconstruction and resale.
South of Fifth, Miami Beach skyline view over Biscayne Bay—prime South Beach zone of luxury and ultra luxury condos; preconstruction and resale.

Condo Fees vs. HOA Dues in South Florida: The Luxury Buyer’s Guide to True Monthly Carrying Cost

In South Florida luxury real estate, “HOA” is shorthand for a complex set of obligations, services, and governance. The difference between condo association fees and HOA dues is not academic; it shapes your monthly carrying cost, renovation freedom, rental strategy, and even resale liquidity. This guide frames the decision the way seasoned buyers do: by understanding what you actually own, what the association must maintain, and what you are truly buying when you buy into a building or community.

South of Fifth, Miami Beach skyline view over Biscayne Bay—prime South Beach zone of luxury and ultra luxury condos; preconstruction and resale.
South of Fifth, Miami Beach skyline view over Biscayne Bay—prime South Beach zone of luxury and ultra luxury condos; preconstruction and resale.

Palm Beach vs. Miami Beach: A Luxury Buyer’s Guide to South Florida’s Two Power Enclaves

Palm Beach and Miami Beach sit on the same coastline but deliver fundamentally different versions of luxury. One is defined by legacy architecture, ritual, and low-density discretion. The other trades in cultural velocity, global visibility, and a condo market that remains notably liquid at the very top. For buyers weighing a primary move, a seasonal base, or a generational asset, the decision usually comes down to how you want privacy, preservation, and lifestyle to work together day to day.

South of Fifth, Miami Beach skyline view over Biscayne Bay—prime South Beach zone of luxury and ultra luxury condos; preconstruction and resale.
South of Fifth, Miami Beach skyline view over Biscayne Bay—prime South Beach zone of luxury and ultra luxury condos; preconstruction and resale.

Miami Luxury Condo HOA Fees in 2024: What You’re Really Paying For

In South Florida’s ultra-prime condo market, monthly HOA fees have become a defining part of ownership economics. Here is what is driving the increase, how to compare buildings intelligently, and what to request before you commit.

Rivage Bal Harbour view toward Miami Beach skyline and ocean, Bal Harbour, Miami—signature vistas from luxury and ultra luxury condos; preconstruction.
Rivage Bal Harbour view toward Miami Beach skyline and ocean, Bal Harbour, Miami—signature vistas from luxury and ultra luxury condos; preconstruction.

South of Fifth vs. Bal Harbour: A Buyer’s Guide to Miami Beach’s Two Signature Luxury Enclaves

Two waterfront worlds sit at opposite ends of Miami Beach: South of Fifth’s polished energy and Bal Harbour’s village-quiet discretion. Here’s how sophisticated buyers decide.

South of Fifth, Miami Beach skyline view over Biscayne Bay—prime South Beach zone of luxury and ultra luxury condos; preconstruction and resale.
South of Fifth, Miami Beach skyline view over Biscayne Bay—prime South Beach zone of luxury and ultra luxury condos; preconstruction and resale.

Apogee vs Continuum in South of Fifth: Two Blueprints for Miami Beach Luxury

In Sofi, luxury can mean two very different things: the extreme privacy of a 67-residence boutique tower or the self-contained scale of an oceanfront resort enclave. This MILLION Luxury editorial compares Apogee South Beach and Continuum on South Beach through the lens sophisticated buyers actually use: view corridors, floor plan logic, amenities, day-to-day governance, and resale liquidity.

About Us

MILLION is a luxury real estate boutique specializing in South Florida's most exclusive properties. We serve discerning clients with discretion, personalized service, and the refined excellence that defines modern luxury.