Miami Beach vs. Florida Keys: Ultra-Luxury City Living or Private Island Serenity?

In 2025, the luxury conversation in South Florida is less about where prices peaked and more about where terms can be negotiated without compromising lifestyle. Miami Beach is increasingly a two-speed market: trophy assets and best-in-class buildings still command attention, while broader condo inventory and longer selling timelines create real openings for prepared buyers. The Florida Keys, by contrast, remain driven by scarcity and water access, yet even there longer days on market are shifting the tone from urgency to selectivity. For buyers weighing a full-time residence against a second-home retreat, the question is not simply “Beach or Keys?” It is which micro-market matches your preferred rhythm: walkable, amenity-dense city living, or boating-first privacy with a different ownership profile. Below, MILLION Luxury outlines where leverage is showing up, where it is not, and how to underwrite the decision with clear eyes.

Golden Beach: South Florida’s Secluded Oceanfront Haven for Billionaires

Golden Beach is one of South Florida’s rare true single-family oceanfront municipalities: small, incorporated, and intentionally residential. With the Atlantic to the east and the Intracoastal Waterway to the west, its value proposition is simple: privacy, waterfront orientation, and a governance model built to preserve a low-profile lifestyle.

Gables Estates vs Old Cutler Bay: Two Coral Gables Waterfront Addresses With Very Different Rules

A discreet, buyer-oriented comparison of Coral Gables’ most coveted waterfront enclaves, from governance and gatekeeping to boating access and pricing signals.

Top 5 Luxury Custom Home Builders in South Florida

From Miami-Dade waterfront lots to estate acreage in Broward and Palm Beach, South Florida’s most discerning buyers increasingly treat construction as a bespoke service. This guide profiles five notable luxury builders and design-build firms, then translates what their positioning implies for budget, process, and lifestyle fit.

Miami Beach Penthouse vs Palm Beach Estate: Choosing the Right $20M Lifestyle

For ultra-high-net-worth buyers in South Florida, the decision between a Miami-beach penthouse and a Palm-beach estate is less about prestige and more about operating style: service, governance, privacy, land, and how much control you want to keep in your own hands. This editorial breaks down the real tradeoffs, from HOA economics and due diligence to wellness-driven amenities and the emerging “lock-and-leave” logic that’s reshaping trophy demand.

South Florida’s Trophy Home Market in 2026: Records, Global Cash, and the New Luxury Baseline

South Florida enters 2026 with ultra-luxury momentum that is broad-based but not uniform: $10M-plus closings remain frequent, Miami Beach condo pricing is pressing higher on a per-square-foot basis, and trophy transactions are resetting expectations without necessarily rewriting everyday comps. For buyers and sellers operating at the top of the market, the story is less about a single headline sale and more about liquidity, supply, and the persistent pull of branded, service-forward living.